AnyBook4Less.com	Find the Best Price on the Web Order from a Major Online Bookstore
Home  |  Store List  |  FAQ  |  Contact Us  |
Ultimate Book Price Comparison Engine Save Your Time And Money Keyword AuthorISBN

Title: The Insider Credit Handbook by Howard L. Russell ISBN: 0-9676422-0-5 Publisher: Financial Press Pub. Date: February, 2000 Format: Paperback Volumes: 1 List Price(USD): $29.95

Your Country USA Canada United Kingdom Australia Austria Belgium France Germany Italy Netherlands Switzerland Currency AutoUSD CAD GBP EUR AUD CHF Delivery Only cheapest delivery All delivery options Include Used Books Are you a club member of: Barnes and Noble Books A Million Chapters.Indigo.ca

Average Customer Rating: 5 (2 reviews)

Rating: 5
Summary: Written by a Professional Loan Broker
Comment: Howard L. Russell is a professional loan broker who has been working in the trenches getting loans for his clients for years. He has also talked to thousands of people who didn't qualify for a loan and finally realized no one had written a complete book on the subject.

"After you read this book, you will be able to get a copy of your credit report and sit down at the kitchen table with a pen, paper and calculator and determine whether you qualify for a loan or not. If you don't quality, you will know exactly why and what to do about it." -Howard L. Russell

The Insider Credit Handbook will show you:

1. How to get, read and understand your credit report
2. How to establish credit
3. How to re-establish credit
4. What is a personal loan: what it takes to qualify for one and how to get it
the two kinds of car loans: what it takes to qualify and how to get one
5. Home equity loans: what they are and how to qualify to get one
6. Using a loan broker: what they do, what they charge and avoiding the rip-off guys
7. Bankruptcy and what to do next. An alternative to bankruptcy.

In the first chapter you learn exactly where to go to find your credit report. Web site info and phone numbers and how to get your report fast. In the back of the book, there are sample reports so you can read this book and see examples on the actual forms.

Once you get your "own" report, that is when this book gets really helpful!

Like: You might see: Sum-ACCTS 18, 3-ZEROS, 14-ONES

What does ACCTS:18 mean? When you see this on your report it will mean you have 18 loans listed on your credit report.

The author takes you step-by-step through your entire report! How unique to actually have someone spend that much time explaining things. Oh the beauty of books. There is no way the author could spend this much time in person because he would be out getting loans for his clients. So, this is really the "decoder" for your report. Although, I must say, he does do everything he can to help people get their credit back so they can get a loan the next time they apply. There are plenty of examples and stories that were quite interesting to read.

There are some very important "warnings" listed. Like if a loan officer pulls a credit report and sees lots of recent inquiries, it might mean you are trying to borrow a lot of money in a short period of time or you have already been turned down a few times.

You know, I don't normally review "finance" type books, but this one is dang interesting! It is like entering this secret little world of loans. The font size is nice and easy on the eyes.

This should be required reading at some time during high school! Everyone in America needs this information, because eventually you will need a loan. At that point it might be too late to undo the damage caused by mistakes you didn't even know you made!

Highly Recommended!

Rating: 5
Summary: Nobody knows like an insider
Comment: For the inside scoop on how to go from bad credit to good credit, this is an excellent source. It's full of sound, practical tips and information that people who want to move ahead really need to know. No matter what your income or credit history, unless you've worked in the credit business, you can't know all the facts this book has to offer. Russell has the experience in the business to know his subject from the inside out and he writes in a way that everyone can understand. One of the things I learned from this book is that there are ways to apply for loans without creating credit report inquiries. If you have bad credit, this could be a lifesaver! But whatever your financial goals, this book is sure to help you move toward them.