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Title: Where Does All the Money Go?: Taking Control of Your Personal Expenses by Andy Mayer, Jim Becker, Andrew Mayer ISBN: 0-393-30899-5 Publisher: W.W. Norton & Company Pub. Date: April, 1992 Format: Paperback Volumes: 1 List Price(USD): $3.49

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Average Customer Rating: 4 (1 review)

Rating: 4
Summary: Learn to Manage Your $$ with Where Does All the Money Go?
Comment: If you've never really understood how to make and keep a budget; if you're kind of vague about how much money you have at any given time; and/or if you never seem to have money for the "big" things you want (never mind, for savings), then this little book is for you. Without being insulting or condescending, author Andy Mayer teaches his readers how to make, keep, and revise (as necessary) a budget, with instructions that are clear, simple, and workable.

The book comes with charts that are especially helpful. Be sure to xerox them before you begin filling them in -- and even better, don't even write on the originals -- so you'll always have blanks when you need them.

In any case, Mayer's method is so simple that within a few hours of first using the book, I had a workable budget, and a real sense of confidence about managing my money. The system is even more fruitful, several weeks later. One caveat, though: this is a how-to -- not a cure-all for those with no self-discipline or willpower. In short, it only works if you do it.